This is where Personal Capital makes its money but you only get charged a commission on the value of your investment portfolio if you choose this option. However, if you have a significant funds to invest, it also gives you the option of using one of Personal Capital’s Financial Advisors for more personalized investment advice. If you’re a DIY investor, you can simply take the results and recommendations that Personal Capital gives you and manage your investments yourself for free. These “robo-advisor” tools both identify areas where you may be being ripped-off in fees and make recommendations how to re-balance your portfolio for better yields. It’s aimed primarily at those with investments or pensions and offers some surprisingly good – but optional – wealth optimization tools. How can a serious personal finance software be completely free? Well Personal Capital isn’t just a budgeting app. What Are The Downsides To Personal Capital?.
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